Full coverage dental insurance, or a dental discount plan which is better
Friday, Jul. 30th 2010 8:15 AM
I have a lot of dental needs. To many to really go into but I am looking at over $5000.00 worth of dental espense.  Right now I do not have any dental insurance. I am not sure which would be better for me to get. Should I get a full coverages dental insurance plan or a dental discount plan that offer discounts off of all dental services? Which is best?
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Thursday, Aug. 5th 2010 1:32 PM at 1:32 pm
Well first when it comes to dental insurance there is no dental insurance plan that offers “full coverages” That term mean many different things to different people.
When reviewing insurance you need to know there terms and conditions. One that will be a factor for you is if there is any waiting periods for dental services to be covered. What is the year max limitation the company going to spend on you each year if any.
When speaking about a dental discount plan you do not have to worry about those issues since discount plans have no waiting period or annual max limitations. You only need to make sure you have a dentist in the network that is taking the plan in question
Which is best? That depends on your needs.